Get More From Medicare — all in one plan.
Medicare Advantage combines your hospital, medical, and often prescription drug coverage into a single plan — and may include dental, vision, and hearing benefits that Original Medicare doesn't cover. A licensed Believers agent will help you compare plans and find the right fit at no cost to you.
No cost to you. No pressure. Just honest guidance.
What is Medicare Advantage?
Medicare Advantage, also known as Medicare Part C, is an alternative to Original Medicare offered by private insurance companies approved by Medicare. Instead of managing separate Part A (hospital) and Part B (medical) coverage, Medicare Advantage bundles everything together — often adding prescription drug coverage (Part D), dental, vision, and hearing care in a single, convenient plan.
You still keep your Medicare benefits. The private insurer simply delivers them, often with added perks and an annual out-of-pocket maximum that Original Medicare does not provide.
KEY BENEFITS
What you get with this plan.
$0 or low monthly premiums available in many areas
Dental, vision, and hearing benefits — not covered by Original Medicare
Extra perks on many plans: gym memberships, OTC allowances, and transportation
Prescription drug coverage (Part D) included in most plans
Annual out-of-pocket maximum caps your yearly costs
All coverage managed under one insurance card
Who is Medicare Advantage for?
Medicare Advantage is a strong fit if you:
Are enrolled in Medicare Part A and Part B
Want dental, vision, or hearing coverage in one plan
Are looking for low or $0 monthly premiums
Prefer a predictable annual spending cap
Are comfortable using a provider network (HMO or PPO)
It may not be the best choice if you:
Travel frequently or split time between states (consider Medicare Supplement instead)
See specialists often and prefer no referral requirements
Want the freedom to visit any doctor nationwide without network restrictions
Not sure which plan fits you? Our agents will compare Medicare Advantage and Medicare Supplement side by side so you can decide with confidence.
FAQ
Frequently asked questions.
Yes. You continue to pay your Medicare Part B premium even with a Medicare Advantage plan. However, some plans offer a Part B premium reduction as an added benefit, which can lower your monthly cost.
Before recommending any plan, we check that your preferred doctors and hospitals are included in the plan's network. Most HMO plans require you to use in-network providers, while PPO plans offer more flexibility.
Most people enroll during the Annual Enrollment Period (October 15 – December 7) or their Initial Enrollment Period around their 65th birthday. Special Enrollment Periods are also available if you experience a qualifying life event.
Medicare Advantage must cover everything Original Medicare covers, but it is delivered differently. Plans are offered by private insurers and often include additional benefits — but they also use provider networks and may require referrals for specialist care.
RELATED PRODUCTS
You might also consider.
Medicare Supplement (Medigap)
Prefer no network restrictions and nationwide coverage? Medicare Supplement may be a better fit.
Special Needs Plans (SNP)
If you have a chronic illness or qualify for both Medicare and Medicaid, a Special Needs Plan is designed for you.