Terms & Conditions
Please read these terms carefully before using our website or services. By accessing this site, you agree to be bound by the terms outlined below.
1. Acceptance of Terms
By accessing or using the Believers Insurance Services website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of our website immediately.
2. Not Insurance Advice
The information provided on this website is for general educational purposes only and does not constitute insurance, legal, or financial advice. Plan details, benefits, and availability vary by carrier and location. Always consult with a licensed insurance agent and review plan documents before making enrollment decisions.
3. No Guarantee of Coverage
Believers Insurance Services does not guarantee that any specific plan will be available in your area, that you will qualify for any plan, or that any plan will cover your preferred doctors, medications, or services. Eligibility and coverage are determined solely by the insurance carriers and applicable law.
4. Independent Agency Disclosure
We are an independent insurance agency contracted with multiple Medicare carriers. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options.
5. Intellectual Property
All content on this website — including text, graphics, logos, images, and software — is the property of Believers Insurance Services LLC or its licensors and is protected by United States and international copyright and trademark laws. You may not reproduce, distribute, or create derivative works without express written permission.
6. Limitation of Liability
To the fullest extent permitted by law, Believers Insurance Services LLC and its agents, officers, and employees shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of this website or reliance on any information contained herein.
7. Website Use & Security
You agree not to use this website for any unlawful purpose or in any way that could damage, disable, overburden, or impair our servers or networks. Unauthorized access to or use of our systems is strictly prohibited and may result in criminal prosecution.
8. Changes to Terms
We reserve the right to modify these Terms & Conditions at any time without prior notice. Your continued use of the website after any changes indicates your acceptance of the revised terms. We encourage you to review this page periodically.
9. Governing Law
These terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any disputes arising under these terms shall be resolved exclusively in the state or federal courts located in Texas.
10. Contact Us
If you have any questions about these Terms & Conditions, please contact us: